Core-and-Satellite Strategy
A widely used approach that pairs a low-cost, diversified core with smaller, higher-conviction satellite positions.
Building a Core-and-Satellite Portfolio: Balancing Stability with High Growth
Explains how to structure a core-and-satellite portfolio, pairing a diversified core with targeted satellite positions to balance stability with growth.
Read guide →How Many Funds Do You Actually Need? Avoiding Over-Diversification
Looks at why holding too many overlapping funds can dilute returns without genuinely reducing risk, and how to avoid over-diversification.
Read guide →Choosing Satellite Positions: Sector, Regional, and Thematic Tilts That Make Sense
Guidance on picking satellite fund positions, from sector and regional bets to thematic tilts, that genuinely add something to a core portfolio.
Read guide →Rebalancing Your Portfolio: How Often and How to Do It Without Triggering Tax
Covers how and when to rebalance a portfolio, and how to do it tax-efficiently inside an ISA or SIPP and outside a wrapper.
Read guide →Model Portfolios: Should You Copy a Ready-Made Fund Allocation?
Weighs up the pros and cons of using a platform's or fund manager's ready-made model portfolio instead of building your own allocation.
Read guide →Home Bias: Why UK Investors Often Over-Allocate to the FTSE 100
Explores why UK investors tend to overweight domestic shares, and the diversification cost that this home bias can carry over time.
Read guide →The All-World Tracker as a Single Core Holding: Does It Need Satellites at All?
Considers whether a single global tracker fund is enough on its own, or whether satellite positions still add meaningful value.
Read guide →Overlap Risk: How to Check If Your Funds Are Secretly Duplicating Each Other
Explains how to check for hidden overlap between funds that quietly hold many of the same underlying companies, weakening diversification.
Read guide →Tilting Toward Value or Small-Cap: Satellite Strategies with Academic Backing
Reviews the academic research behind value and small-cap tilts, and how investors use them as satellite positions alongside a core holding.
Read guide →Building a Portfolio Around Your Pension, ISA, and GIA Together, Not Separately
Explains why it helps to treat ISA, SIPP, and GIA holdings as one combined portfolio rather than managing three separate accounts.
Read guide →When to Simplify: Signs Your Portfolio Has Become Too Complicated to Manage
Sets out the warning signs that a portfolio has become too complicated to manage sensibly, and practical ways to simplify it again.
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