Risk Tolerance & Asset Allocation
Matching the mix of equities, bonds, and other assets to your genuine capacity and appetite for risk.
The 60/40 Portfolio in the 2020s: Is It Still Safe for UK Retirees?
Whether the classic 60/40 equity-bond portfolio still works for UK retirees given recent market conditions.
Read guide →De-risking Your Portfolio: How to Shift from Equities to Bond Funds as You Age
How and when to gradually shift a portfolio from equities towards bonds as retirement approaches.
Read guide →Understanding Volatility: What Standard Deviation Really Tells You About a Fund
How to interpret a fund's standard deviation and volatility figures when comparing investment risk.
Read guide →Multi-Asset Funds: The One-Fund Solution for Hands-Off Investors
How multi-asset and 'all-in-one' funds work, and who they suit as a single-fund portfolio solution.
Read guide →How Much Risk Should You Take in Your 20s, 30s, 40s, and Beyond?
A guide to how investment risk and asset allocation might reasonably shift across different decades of life.
Read guide →Sequencing Risk: Why the Order of Returns Matters Most Near Retirement
What sequencing risk is, and why the timing of poor returns matters more near retirement than during accumulation.
Read guide →Gold, Commodities, and Alternatives: Do They Belong in a UK Portfolio?
Assessing the case for gold, commodities, and alternative assets as diversifiers in a fund portfolio.
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